Chris Cain Law

DMV Points and Insurance Rates

Traffic tickets may seem like a minor inconvenience, but they can have a significant impact on your driving record and insurance rates. If you have received a traffic ticket in Monterey, California, it’s important to understand the consequences and take action to fight it. As a traffic ticket attorney in Monterey County, I have seen firsthand the effects that traffic tickets can have on individuals and families.

When you are convicted of a traffic ticket, points are added to your driving record. The number of points depends on the type of violation and can range from one to two points for minor infractions to up to four points for more serious offenses. Accumulating too many points on your driving record can result in the suspension or revocation of your driver’s license.

Additionally, insurance companies use your driving record to determine your insurance rates, so having points on your record can cause your insurance premium to increase. On average, an insurance premium can increase by approximately 15% for one point, 25% for two points, and up to 50% for three points. Points will stay on your record from two to seven years

The good news is that with the help of an experienced and skilled traffic ticket attorney, you may be able to get your case dismissed or reduced, which will help to minimize the impact on your driving record and insurance rates. A knowledgeable attorney can evaluate your case, identify any weaknesses in the prosecution’s case, and negotiate with the court to reach a favorable outcome.

At my law firm, I am dedicated to helping my clients fight their traffic tickets and protect their driving record and insurance rates. I have a proven track record of success in Monterey County and have helped numerous clients obtain positive results in their traffic ticket cases.

If you have received a traffic ticket in Monterey, California, don’t hesitate to contact my office for a free case evaluation and consultation. I will work tirelessly to help you achieve the best possible outcome in your case. Don’t let a traffic ticket ruin your driving record and insurance rates. Contact me today to schedule your consultation.

 


DMV Points are stored for 3-5 years

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